If you lead Operations or IT for a life or PA carrier, you already know the dilemma: digitise fast without burning capital or over-stretching your lean tech team. Agent-Guided Digital Distribution (AGDD) was engineered precisely for that reality. Here’s why the model hits the bull’s-eye on cost, workload and growth.
1 | Runs 100 % inside your AWS account
AGDD isn’t SaaS in the traditional “vendor-hosted” sense; it’s packaged software you drop into a dedicated sub-VPC under your own Indonesian AWS tenancy. You keep the IAM roles, the KMS keys, the CloudWatch logs-absolute data sovereignty. Wesurance supplies the code and update pipeline, then steps out of the traffic path.
2 | PAYG = Digital speed without CapEx pain
Because licence fees follow completed proposals, you launch with near-zero upfront spend. A micro-life pilot of 1 000 apps might cost less than the courier budget you burned last quarter. Cash preservation makes Finance happy; the sliding PAYG tiers keep your unit cost under 10 % of the IDR 490 k you save on every paperless policy.
3 | “Light-touch IT” by design
A single DevOps FTE can oversee ten AGDD instances:
- Updates roll out blue/green via CodeDeploy-instant rollback if needed.
- Health metrics stream into your existing CloudWatch and OpsCentre dashboards.
- Security leans on native AWS layers-GuardDuty, WAF, Shield Advanced-already whitelisted by Kominfo.
You get enterprise-grade resilience without an army of site-reliability engineers.
4 | Fully customised-without a multi-year build project
Traditional vendors hand you a roadmap and change-request fees. AGDD flips the script: configuration is master-data driven. Want a new rider? Add fields and validation in the UI, no code merge required. Your business team stays in the driver’s seat, yet you avoid the risky “blank-sheet” custom-build that swallows budgets.
5 | Hard savings, hard growth
- Cost impact: Eliminating courier runs, manual re-typing and NIGO rework cuts acquisition cost per policy by ~40 %.
- Growth impact: Agents freed from paperwork handle up to 10× more applications, widening reach into remote islands via QRIS deposits and video-witnessed signatures.
The upshot
With AGDD you don’t gamble capital, you don’t staff up IT, and you don’t compromise data control. You do unlock faster issuance, happier agents and a bigger, better-protected customer base-exactly what Indonesia’s insurance market needs in 2025.
Ready to see the numbers against your own policy mix? Let’s run a week-long sandbox and show the savings live.
Image by Freepik
