2025: The Make-or-Break Year for Adopting Agent-Guided Digital Distribution (AGDD)

Why AGDD Isn’t “Digital Distribution” - and Why That’s a Good Thing for OJK Compliance

Insurance Is Sold, Not Bought: How AGDD Lets Agents Do the Selling-Not the Paper-Chasing

After a Decade of Digital Flops, Hybrid AGDD Proves Agents-Not Apps-Drive Life-Policy Growth

Beyond Paper and Prudence: How Hybrid Models Can Protect Consumers and Unlock Insurance Growth in Indonesia’s Remote Markets

Agents in the AGDD Era: From Paper-Pushers to Protection Advisors